Stewards Don’t Gamble.

Rate Board for the week of Oct. 5-13: 30-year mortgage 7.40%, 15-year mortgage 6.73%, 10-year Treasury 5.24%, average high-yield savings 3.75%. I know firsthand what it feels like to fund someone’s gambling addiction. CNBC reported this week that sports betting is increasingly the norm for Gen Z. A Betterment survey found 66% of Gen Z […]

2026 Federal Income Tax Brackets

Rates apply to taxable income, by filing status. Each rate applies only to the income within its range.

Rate Single Married Filing Jointly Head of Household Married Filing Separately
10% Up to $12,400 Up to $24,800 Up to $17,700 Up to $12,400
12% $12,400 – $50,400 $24,800 – $100,800 $17,700 – $67,450 $12,400 – $50,400
22% $50,400 – $105,700 $100,800 – $211,400 $67,450 – $105,700 $50,400 – $105,700
24% $105,700 – $201,775 $211,400 – $403,550 $105,700 – $201,750 $105,700 – $201,775
32% $201,775 – $256,225 $403,550 – $512,450 $201,750 – $256,200 $201,775 – $256,225
35% $256,225 – $640,600 $512,450 – $768,700 $256,200 – $640,600 $256,225 – $384,350
37% Over $640,600 Over $768,700 Over $640,600 Over $384,350

Source: IRS Rev. Proc. 2025-32. Applies to income earned in 2026 (returns filed in 2027). For general information only; not tax advice.