What You'll Learn
Laying Your TIYLs
Price range: $14.99 through $25.99
A shared language for talking about money with God. Ten TIYLs on budgeting, saving, investing, credit, banking, and giving
" The L.Y.T. Framework is expansive yet simple to follow. I'm not sure my kids will appreciate how great this book is, but I'm getting it for them anyway "
Language
English
Publication date
September 21, 2026
Publisher
TIYL Financial
Author
Elijah J. Mason
ISBN
979-8-9973942-0-2
Pages
240
Author
Elijah J. Mason
Language
English
Publication date
September 21, 2026
Publisher
TIYL Financial
ISBN
979-8-9973942-0-2
Pages
240
The L.Y.T. Framework: A Christian Guide to Financial Stewardship (Laying Your TIYLs) takes a young Christian from “I don’t know what to do with my money” to a signed, dated, reviewable financial plan. Across ten TIYLs, it teaches the real mechanics of money, from paychecks and withholdings to budgeting, credit, banking, and investing, rooted in
Scripture. Written for students, parents, small groups, and youth leaders, it also covers giving, the choice between working for an employer and building your own business, and how to review your plan for life.
Intended For
Reading on your own
work through it at your own pace
Parents & leaders
a resource you can hand over without fear
Small groups
a shared language for talking about money and faith
What's Inside
Rates apply to taxable income, by filing status. Each rate applies only to the income within its range.
| Rate | Single | Married Filing Jointly | Head of Household | Married Filing Separately |
|---|---|---|---|---|
| 10% | Up to $12,400 | Up to $24,800 | Up to $17,700 | Up to $12,400 |
| 12% | $12,400 – $50,400 | $24,800 – $100,800 | $17,700 – $67,450 | $12,400 – $50,400 |
| 22% | $50,400 – $105,700 | $100,800 – $211,400 | $67,450 – $105,700 | $50,400 – $105,700 |
| 24% | $105,700 – $201,775 | $211,400 – $403,550 | $105,700 – $201,750 | $105,700 – $201,775 |
| 32% | $201,775 – $256,225 | $403,550 – $512,450 | $201,750 – $256,200 | $201,775 – $256,225 |
| 35% | $256,225 – $640,600 | $512,450 – $768,700 | $256,200 – $640,600 | $256,225 – $384,350 |
| 37% | Over $640,600 | Over $768,700 | Over $640,600 | Over $384,350 |
| Std. deduction | $16,100 | $32,200 | $24,150 | $16,100 |
Source: IRS Rev. Proc. 2025-32. Applies to income earned in 2026 (returns filed in 2027). For general information only; not tax advice.
