Rate Board for the week of Oct. 5-13: 30-year mortgage 7.40%, 15-year mortgage 6.73%, 10-year Treasury 5.24%, average high-yield savings 3.75%. I know firsthand what it feels like to fund someone’s gambling addiction. CNBC reported this week that sports betting is increasingly the norm for Gen Z. A Betterment survey found 66% of Gen Z […]
Trust, move, and build with God.
“The earth is the LORD’s and the fullness thereof, the world and those who dwell therein.” (Psalm 24:1, ESV) Question of the week: When borrowing gets expensive and jobs get scarce, what does an owner do? If your answer to “whose money is it?” is “mine,” a rising rate is going to feel like an […]
Be like water. I’m sure many of us have heard this phrase. Maybe you’ve read about this or maybe you’ve seen the video of Bruce Lee discussing this; either way, you know where I’m coming from. Well this quote made me think of how God gives everything a perfect purpose, and how everything He’s created […]
When was the last time you praised God? When was the last time you used your voice to sincerely thank Jesus for saving you from the depths of darkness? Well right now, if you’re really reading this, I’m going to see that you do! I call You Jesus, I call You I call You Healer, […]
Financial Stewardship means you are taking on a posture that what’s in your possession doesn’t actually belong to you but you are the manager. This means it’s important for you to know how to manage it. Before Abraham was Abraham, he was Abram. Highly paraphrased, but In Genesis 14, his nephew Lot was losing a […]
“Iron sharpens iron, and one man sharpens another.” Whether you subscribe to the ESV, NIV, NKJV, or AMP translation of Proverbs 27:17, or whether you consider yourself a person of faith at all, this is one of those timeless phrases that universally clicks. The moment you hear it, the picture is vivid: two strong materials […]
I recently saw an article titled “Emergency :savings shortfall signals ‘danger’ for working households, Suze Orman says”; so I did what any financial professional would do, I clicked it, hoping there was some fuel in there that would prove a point so many of us already know. And to my benefit, it did. It said, […]
Last week we discussed the Golden Handcuffs. One highlighted point was the need for the first generation of the Exodus to have their sense of “my employer is my provider” killed off before they could enter into the land flowing with milk and honey. 2025 surveys from Gallup and the Federal Reserve Bank of Philadelphia […]
If you’ve been enjoying this content, please like, share, and subscribe to this newsletter. Proverbs 23:7 states: “For as he thinks in his heart, so is he” — Proverbs 23:7a (NKJV) In the Exodus, we learn the story of how God’s chosen people were freed from their slavery in Egypt through the faithful servanthood of […]
Rates apply to taxable income, by filing status. Each rate applies only to the income within its range.
| Rate | Single | Married Filing Jointly | Head of Household | Married Filing Separately |
|---|---|---|---|---|
| 10% | Up to $12,400 | Up to $24,800 | Up to $17,700 | Up to $12,400 |
| 12% | $12,400 – $50,400 | $24,800 – $100,800 | $17,700 – $67,450 | $12,400 – $50,400 |
| 22% | $50,400 – $105,700 | $100,800 – $211,400 | $67,450 – $105,700 | $50,400 – $105,700 |
| 24% | $105,700 – $201,775 | $211,400 – $403,550 | $105,700 – $201,750 | $105,700 – $201,775 |
| 32% | $201,775 – $256,225 | $403,550 – $512,450 | $201,750 – $256,200 | $201,775 – $256,225 |
| 35% | $256,225 – $640,600 | $512,450 – $768,700 | $256,200 – $640,600 | $256,225 – $384,350 |
| 37% | Over $640,600 | Over $768,700 | Over $640,600 | Over $384,350 |
| Std. deduction | $16,100 | $32,200 | $24,150 | $16,100 |
Source: IRS Rev. Proc. 2025-32. Applies to income earned in 2026 (returns filed in 2027). For general information only; not tax advice.
